Building Relationships That Deliver Results

Product Portfolio

Our product portfolio is designed to give independent life and health insurance agents access to competitive solutions across multiple lines of business. Whether your focus is final expense, Medicare, life insurance, or supplemental health products, South Atlantic helps you build around products that support stronger conversations and more consistent long-term growth. 

The Right Product Portfolio Should Help You Produce, Not Slow You Down

If you’re looking for broader product access, stronger support, and a team that helps independent agents operate more effectively, South Atlantic Management may be the right fit. 

Qualified agents gain access to competitive products, practical tools, and a structure built to support long-term growth. 

Life Insurance Products

South Atlantic Management provides access to life insurance products that help agents serve a range of client needs, from final expense planning to long-term protection and permanent coverage strategies.

Final Expense

Final expense remains one of the most important product categories for agents serving the senior market and clients focused on end-of-life planning. 

Available carriers:

  • Aetna
  • Aflac
  • Americo
  • Bankers Fidelity
  • Cica
  • Foresters
  • Liberty Bankers Life Insurance Company
  • Mutual of Omaha
  • Oxford Life Insurance Company
  • Prosperity Life
  • Royal Neighbors
  • Standard Life and Casualty Insurance
  • TransAmerica
  • United Home Life
  • United of Omaha Life Insurance Company

Term Life Insurance

Term life insurance provides affordable coverage for a set period, giving agents a flexible option for younger families, income protection, and temporary coverage needs. 

Available carriers:

  • Americo
  • Assurity Life Insurance Company
  • Banner Life
  • F&G
  • Foresters
  • Genworth
  • North American
  • Protective
  • TransAmerica
  • United of Omaha Life Insurance Company

Whole Life Insurance

Whole life insurance offers permanent coverage with fixed premiums and long-term stability, making it a strong fit for clients who want dependable protection.

Available carriers:

  • Americo
  • Assurity Life Insurance Company
  • F&G
  • Foresters
  • North American
  • Sagicor

Universal Life Insurance

Universal life insurance combines permanent protection with added flexibility, creating strong opportunities for clients who want adaptable long-term coverage. 

Available carriers:

  • F&G
  • Foresters
  • North American
  • Protective
  • Sagicor
  • TransAmerica
  • Washington National

Guaranteed Issue

Guaranteed issue products help agents serve clients who may not qualify for traditional underwriting, expanding options when health history limits eligibility. 

Available carriers:

  • Core Bridge
  • Gerber
  • United Home Life

Medicare Solutions

For agents serving the senior market, Medicare creates long-term opportunities for annual reviews, client retention, and cross-selling conversations across multiple lines.

Medicare Advantage

Medicare Advantage helps agents support clients looking for all-in-one coverage options through private insurance carriers approved by Medicare. 

Available carriers:

  • Aetna
  • Anthem
  • BCBS of SC
  • Devoted
  • Humana
  • United Healthcare
  • Wellcare
  • Florida Blue
  • Clover Health

Medicare Supplement

Medicare Supplement plans help clients manage out-of-pocket costs and can be an important part of a stronger senior market strategy.

Available carriers:

  • AARP
  • Accendo Insurance Company
  • Aetna
  • Aflac
  • Bankers Fidelity
  • Central States Indemnity
  • CIGNA
  • CSI Life
  • IAC
  • The Manhattan Life Insurance Company
  • Mutual of Omaha

Supplemental Health Products

Supplemental health and ancillary products help agents create more complete protection strategies, improve retention, and increase the value of every client relationship. 

Hospital Indemnity

Hospital indemnity plans can help clients prepare for hospital-related out-of-pocket expenses and are often a valuable complement to primary coverage. 

Available carriers:

  • Bankers Fidelity
  • GTL
  • Manhattan Life
  • Medico

Cancer Policies

Cancer coverage can help clients prepare for treatment-related expenses and other financial disruptions tied to a serious diagnosis. 

Available carriers:

  • Aetna
  • GTL
  • Manhattan Life
  • Medico Insurance Company
  • Washington National

Critical Illness

Critical illness products give agents another way to help clients prepare for unexpected medical events and related financial strain. 

Available carriers:

  • Aetna
  • GTL
  • Manhattan Life
  • Washington National

Short Term Care

Short term care products help address care-related needs that may fall outside traditional long-term care planning, especially for clients in the senior market. 

Available carriers:

  • Aetna
  • Bankers Fidelity
  • Equitable Life & Casualty Insurance
  • GTL
  • Standard Life and Casualty Insurance Company

Dental & Vision

Dental and vision products create practical cross-sell opportunities and help agents build more complete, value-driven coverage conversations. 

Available carriers:

  • Ameritas
  • Central United Life
  • Humana
  • Medico
  • Mutual of Omaha
  • Spirit Dental

Product Access Backed by Real Support

Access to products matters. Knowing how to position them matters more. 

At South Atlantic Management, our product portfolio is supported by the systems that help agents sell with more confidence and consistency, including: 

We do not believe in handing agents a carrier list and leaving them to figure it out. We believe the right products should be backed by the right support.