Helps pay your out of pocket expense for daily hospital stays up to the max amount and days that you chose (Days and daily benefit amounts vary depending on companies).
A lump sum benefit that is paid directly to you when you are first diagnosed with cancer. This policy can help you pay for copays and deductibles that you are responsible for with your medical insurance. Help pay bills with loss of income due to your illness. Help cover travel expenses that you may accumulate in search for the right treatment. Cancer insurance does not interfere with any type of health insurance that you may have.
- 1 in 2 men and 1 in 3 women will develop cancer in their lifetime.
- 68% of people diagnosed with cancer overall are expected to survive at least 5 years.
- 3 of every 5 personal bankruptcies in the U.S are caused by medical expenses. 78% of these people had some type of health insurance.
Short Term Care
Provides coverage for short periods of time, typically one year or less. Most short term policies have a 0-day deductible, meaning the policy pays from the first day you qualify.
Typically a lump sum payment made when a policyholder is diagnosed with one of the specific illnesses on a predetermined list, which can vary by company and policy. The policy may also be structured to pay out regular income and can also be used for certain surgical procedures, for example, having a heart bypass operation.
A variety of medical services that are given in the home of a patient who is ill or injured. Home health plans can help patients regain their health and independence from home with services such as:
- Physical Therapy
- Speech Therapy
- Occupational Therapy
- Nutrition Therapy
- Patient and Caregiver Education
- Living Assistance
- Skilled Nursing